Lilo offers financial tools to anyone who needs them, accessible and efficient mini-credits , with the highest profitability, confidence and discretion.
Since 2006 they have been striving every day to improve and offer the tools and options that the client needs, evolving depending on the needs of the client.
Trust is always important, so it is essential that when you need profitable financial support in the short term trust Lilo that will be willing to help you without the slightest problem, with an efficient and fast service. More than a personal benefit, Lilo seeks the common good of all citizens, as well as its economy, with Lilo microcredits you can settle or meet any economic problem that has been presented to you, solve it quickly and discreetly, with the greatest confidence of all Spain, Lilo.
What is Lilo?
Lilo is committed by its nature to generate responsible loans , following strict, detailed and very sensitive parameters to ensure the clarity of each loan they authorize, including the use of credit scores in different sources, verification agencies and financial solvency checks.
The risk analysis systems and established valuation models contribute to making decisions to give or not a loan with the necessary criteria to cover the current regulations to acquire it. Thanks to this, the decision taken will inform you immediately.
Lilo always follows legislative, ethical and moral practices in all its services. In addition, they are constantly improving the procedures to analyze the credit candidates, as well as the efficiency in the verification of solvency.
They offer the financial tool of loans without any guarantee, to a short term, to all the applicants that are suitable, this is determined through an application process of the simplest and simplest that will not take you more than 15 minutes.
The loans are available to be paid from 5 to 30 days or if it requires 2 or up to 3 months.
If this is the first time you have an operation with Lilo , you can request up to € 300, but if you amortize the terms in time and form you can increase the amount of the next loan up to a maximum of € 1,000 per exhibition, redeemable at a maximum of 3 months.
What makes Lilo different
At Lilo they encourage customers who are in financial difficulty to get in touch. They will be offered loans and advice to settle their debt at no cost. In order to offer them a quality service, they have waived commissions on this type of loans and with better refinancing conditions.
It is also important to assess and understand the responsibilities involved in accepting a loan of whatever amount. They expressly notify and clarify this point, in a very clear manner for all clients, this with the purpose of requesting the loan after having read and conscientiously decided the terms and conditions, as well as knowing with complete certainty that they will be able to fulfill their obligations. .
Lilo is different for many things, including its excellent customer service and its commitment policies for the economic welfare of society, so the loans acquired here are reliable, guaranteed and with the best performance, Lilo has received the European Bussiness Awards , which certifies it as one of the best in the sector offering quality services, security and transparency to all customers who require it, without distinction and without complication.
Types of loans at Lilo
There are two types of loan:
- First time user: you can receive up to € 300 loaned and pay them from 5 days to 3 months
- User with one or more loans paid: you can request up to 1 000 € loaned and pay them for 5 days up to 3 months.
Advantages of choosing Lilo
The advantages are diverse and varied, among these is:
- the broad repayment terms
- the monthly interest rates
- the efficiency and speed of attention and decision
- the human quality of our advisors, as well as of the company in general with facilities for all
- total and absolute discretion
- trust and security
The main features of Lilo
Responsible loans, we give what each person needs, nothing that they can not pay, the right loan for the right person, with special plans and services for those who have less resources.
Efficient and transparent attention, you will be informed immediately and instantly everything you need to know about the loan, how much you will end up paying in full and when, as well as the important details that can not be escaped, here there are no small letters or tricks at the end of the month, since you are informed of all the breakdown of the loan, as well as the terms and conditions of the same.
Your information is secure with Lilo, we protect your data and the operations you make valuable, so that discretion is one of the most sought-after features by customers at Lilo.
The best repayment terms and interest rates, so that there are no inconveniences to pay, we offer you the best options adapted to your solvency and economic capacities.
Is it safe to ask for a loan at Lilo?
One of the most reliable financial companies in Spain, for its long history with more than a decade in the financial sector always betting on the welfare of the Spanish economy, there is no more reliable option than Lilo, they show you everything you want to know, totally transparent and clear, without cheating or small letters, the most secure in microcredits is Lilo.
Requirements to obtain a loan at Lilo
To be a candidate for a loan, you must be at least 18 years of age, a constant source of income, have a valid official identification or a residence permit in Spain, a mobile number and successfully pass all credit and fraud controls.
Pretty simple requirements, compared to all the advantages offered by Lilo
Lilo interest rates
The debtor will pay 1.00% fixed daily for the duration of the Loan.
An annual equivalent rate (APR) is established, this APR is the total cost of the loan represented by an annual percentage of the total cost that the credit will have, this varies depending on the term in which the payment is extended.
How to apply for Lilo credits
Do you need a short-term loan? Do you want to get out of an economic need immediately? Does the bank make the credits difficult? Lilo is here to provide a solution to your concern.
To get the loan, you need:
- Choose the loan details you want to request
As it is most probable that it is your first operation at Lilo, you will be able to apply for a loan of up to € 300 to be paid within a period of 5 to 30 days or up to 3 months.
Simply make a selection of the capital and term and click on the Request button.
- Record your data during the first loan application and your account will be recorded for future operations.
It is necessary to include your personal data to register your user account and verify the reliability of the next debtor, to evaluate the case and study the situation, do not worry about the security of this information, since it is protected with algorithmic encryption protocols more insurance in the financial sector. From this part you can review the details of your application for the last time and change them if you wish.
- Pass the verification of financial solvency and personal identity
In order to guarantee a quality service, we will ask for a verification of your identity for a single occasion, which will consist of making a € 0.01 transfer to confirm that the owner of the account where the money will be sent, whether you and not some kind of fraud. Financial details are also required to execute the corresponding credit checks.
- Confirm the request
When you have submitted the form, it will be reviewed and in some cases, they could contact you to ask you some brief questions to be able to make a solid decision about your loan.
If you have already applied for a loan with Lilo, how do you request another one?
The process becomes faster and more efficient still. With the trust established between both parties, you can request a loan of up to € 1,000 to be paid within a period of up to 3 months.
The steps to follow are:
- Choose the loan details
It should be noted that you must have completely finished paying the previous loan in order to request a new one.
- Confirm the request
The application will be reviewed individually as in your first loan, depending on your current financial status, if you are granted credit again, there is no guarantee that you will be granted for having previously had a loan with Lilo, it all depends on your financial history and their economic capabilities.
How to return credits from Lilo
To return the credit that was granted to you there are multiple options, you must choose the one that best suits your time and distance, you can return it by means of a bank transfer to an account number that we will provide, in the same way you can direct the payment month to month to your credit card or to the debit card so you do not have to go to any bank branch to make payments.
You will have 5 days to 3 months to repay the loan, no more. You must comply in a timely manner to avoid interest arrears.
Extensions and postponements at Lilo
If for any reason beyond your reach you could not make the repayment of the credit in a timely manner, do not worry, it can happen to anyone, it is necessary to contact the advisors of the customer service as soon as possible. guide to avoid borrowing with interest and make an extension of payment.
You can defer the payment of your current loan between 5 and 30 days more by entering the Lilo website with your user account and password. Here you can see the option to extend the loan period within the ” My activities ” tab. You must confirm this procedure, you will have to accept the loan extension rate. Subsequently, you must submit the extension request and then pay the stipulated fee, before the original payment date expires. If you do not perform any of these steps, your extension will not proceed and there will be nothing to do.
Deferring the payment date of your loan is a viable option, if you assume that you will not be able to meet the debt on the original due date.
Opinions about Lilo
Juan V. – Without a doubt I ask for another loan with them, they offered me the opportunity, in the most practical and simple way, profitable and easy to pay, there is no better option in microcredit now I believe.
Jorge M.- They helped me pay the hospital bill immediately, they supported me without so many questions and without wasting my time, I was able to go out and generate the money again to pay.
Astrid P. – Excellent service, I have borrowed in other financial and certainly there is no such as Lilo, an impeccable service in all aspects, complete.
Iker S.- The most profitable there is, I was researching several credit options as I always do, and I found that Lilo fulfilled all my expectations of a short-term loan, they gave me the opportunity and today I am paying my third loan with they, without problems and with the accessibility of always.
Lilo has evolved over the years to offer the necessary financial tools to stabilize the economic balance in social classes, and improve the quality of life of people, without a doubt it is one of the best options in microcredit and one of the most reliable and profitable throughout Europe, do not stray further from your dreams and make them come true with Lilo.