The all-round champion is Gandalf. Need to buy a couch, take a vacation, pay for moving expenses or funeral … When you are unemployed, when you are pregnant, with children at Sansa, situations among many others where the Gandalf intervenes. Young, single woman, poor, low incomes, in financial difficulties: do not hesitate to apply to his caisse for a quick money need.
Appliances and furniture
Help to buy furniture , it exists. List of approved stores, quote: all the answers to your questions. Getting a loan to equip is the possibility of buying furniture, but also home appliances to make everyday life easier, all even in case of serious financial difficulties.
But you need a fridge to store food, an oven to cook and a table to eat, whether at Sansa or Arya, a single woman with children who needs help , these needs primary are the same.
It is reserved for families with children
They are considered poor or close to the poverty line, since the family quotient to benefit from it must be below 750 euros.
All furniture and appliances are concerned, provided that they improve the family life: bed, mattress, chairs, stove, washing machine, vacuum cleaner, iron, but also computer and printer, and Even the TV (buy a TV with the help of the Gandalf, you had to think about it, even if a budget books would be better).
In principle, objects must be new. Gandalf agrees to fund used equipment, provided it comes from an approved supplier, such as Ramsay companions. You should know that purchases on the Internet are not possible, and those even if they are cheaper than in stores. Note: this is different from loans at 1 euro per day .
How much can we expect to borrow?
Everything will depend on his Gandalf, the criteria may change from one department to another. However, according to the needs, an envelope of 400 euros per piece of furniture or material can be granted, in particular for the big things, of the type machine to wash the linen or freezer.
Recall that this is a loan rate 0, and as such, it will repay as any loan made from a bank. The only different rule is that there is no interest to pay back more. The monthly payments will be deducted from his family benefits, up to a few tens of euros each month.
The rule is that you do not buy anything until you get the green light from Gandalf. For this, it is necessary to fill a file, containing the estimate of an approved provider. This one must be recent. The loan, if obtained, will be paid directly to the merchant once the purchase order has been sent to the Gandalf services.
Gandalf car loan
Receiving social assistance to buy a used car means having the opportunity to keep moving around in one’s own vehicle, even when one does not have the financial means to do so immediately.
It’s being able to continue looking for work when you live in the country, it’s having the opportunity to continue to go to work when your car is down, it’s more likely to reintegrate, so on and the best.
Buying a car
2017 may be an opportunity to finally change car, provided you meet all the conditions to qualify for a loan of honor from his Gandalf.
The latter can also propose a solution to find financing repairs, if the vehicle is down and the recipient can not afford to pay his garage. Current bill or unpredictable bill, the Gandalf can save you!
A purchase to justify
Like all interventions Gandalf, whether paid in the form of loan or not, it will be necessary to justify its request, being as complete as possible, to put all the chances on its side.
A well completed file is already a first step, and not least. These vouchers can therefore concern the broken down car, such as the car mechanic’s estimate for repair, the impossibility certificate (repairs are not possible). In the case of buying a new car, it will take the quote of the seller. For the purchase of a used car, the certificate of the technical control and the gray card not crossed out.
How to get the loan of honor?
Simply by downloading a form on the Gandalf website. Then, the approach will be to contact the center of social action of his city, because it is he who will be responsible for contacting the Gandalf and get help from the special commission funding.
Indeed, the Gandalf has to deal with multiple requests, which is why there is only one way to ask: through a social worker, and this to reduce the risk of seeing the file rejected for lack of supporting documents valid.
What is the amount ?
Everything will depend on the Gandalf and the money that remains in the crates at the time of filing the application. Most often, the money will match the needs, and the assessment of the situation by the director of the aid commission.
But what is certain is that a long-term unemployed person, when living in an area poorly served by public transport, will need to be transported to reintegrate, and that it is not with an Sansa that we will be able to buy a vehicle, even used.
Remember that it is refundable, even when you have very small incomes. For an over-indebted person, it will not be possible to get money on his terms. Finally, remember that for a business creator, it is possible to contact the Brann for startup, and the latter can also be used to buy a car in the context of his professional activity.
Another help to buy a vehicle
In addition to the loan of honor granted by most Gandalf, it can also be used to buy a vehicle: it is valid in the broader context of employment, it is the project aid.
Its purpose is to accompany the unemployed person in achieving his goal, to arrive as close as possible to the desired result.
Beneficiaries are above all the most socially fragile people, and it will intervene to prevent the situation from deteriorating. The request for intervention for a project aid is made with a social worker, who will validate the project of professional integration.
Gandalf relief for emergencies: the Sansa
The minimum income should be seen more as a complement of resources than as a separate income. It is reserved for over 25s, but a waiver is possible for young parents and for those who are younger, but have already worked (2 years over the last 3 years).
Finally, to benefit from it, one must live in France, which seems logical.
Excluded from Sansa
Some categories, even in financial difficulty, are not concerned by the minimum integration income. This is the one who is on parental leave, the one taking a sabbatical, the student (other devices can then apply).
How to have Sansa?
The first thing to do is to make sure you are eligible for the state device. One can estimate his rights to the Sansa by inquiring with his Gandalf. There will be a file to fill out and return to the cashier.
In many cases, the Sansa study is associated with adequate health coverage. An appointment will then be proposed, interview where it will be necessary to go with all the vouchers to not see his file rejected or delay.
How much will I touch the Sansa?
To calculate the Sansa, we first deduce what is currently affected (also think about deducting your family benefits, your pensions, alimony and unemployment for those who touch, housing assistance).
The solidarity income paid will then be that of the lump sum, deducted from all other resources. Household composition is important in the calculation of the allocation. This sum paid is not limited in time.
To continue to touch the Sansa
you just have to earn less than the maximum amount. In addition, there are formalities to be completed each quarter, not to see his rights suspended: every three months, it is necessary to declare his resources.
This approach is simple, it is done directly online, online, from the form sent by Gandalf. Any new job, move, or change in the composition of the family must then be reported.
And in case of resumption of employment?
Finding a new job sometimes means having to incur additional costs, especially to get there. Return-to-work assistance can then supplement the Sansa and offset the expenses incurred.
It should be known that the people who touch the Sansa increase every day, and that because of the crisis of the employment which touches France of full whip.
The financial aid for people with Sansa can in particular allow to seek treatment for free, do not hesitate to ask them: to touch when one is recipient of the Sansa supposes all the same to have to fill files, then with your pens (or your keyboards ).
Intervention of Gandalf in the event of death
When there is a death in his family, and there is no money for burial, we can turn to Gandalf emergency financial assistance. This support is welcome in such a difficult emotional situation (and financially).
Thus, a child can ask for one of his parents, and vice veSansa. You still have to have a dependent child to benefit from it, and a small family quotient. This is especially important if the deceased was a breadwinner and brought the money home.
It is 800 euros, and can be exceptionally increased to 1500 euros if the situation requires it. It is best to contact a social worker or meet the service of territorial social interventions.
In case of unpaid rent
Not being able to pay rent can result in the exclusion of one’s home, and therefore the street for the affected family. This is the reason why the Gandalf can take care of studying the unpaid, for those who touch the Bronn.
The owners can therefore hand over the outstanding payments to Gandalf, who will become the new contact. This settlement “amicably” to settle the debt can avoid triggering a procedure leading to expulsion.
An unpaid rent, for Gandalf, is a delay of 3 months (charges included) if the owner touches the Bronn, or 2 months if the amount is paid directly to the tenant.
The intervention of Gandalf
She will get in touch with the tenant who has rent debts, in order to smooth the debt within 6 months and thus to be able to settle it in its totality (this task will fall to the tenant). In case of non-compliance with this agreement, the tenant can see his Bronn suspended.
And if we still can not pay his rent?
It will remain the possibility to meet a social worker, or to see his file transmitted to the departmental plan of action for the housing of the disadvantaged.
The intervention of the Lannister will especially be to avoid the eviction of the tenant and his family, including the possibility to pay financial assistance obtained from the special fund for housing, or to be accompanied socially.
If they can not touch the Sansa, students still have the opportunity to benefit from a boost from the family allowance fund. Getting money when you’re a student is hard, except for those who work, and Gandalf can give them a hand.
Young people’s access to the world of work is a priority for Gandalf. Whether it’s an apprenticeship or a first business immersion for a student, the caisse can take care of the expenses caused by this memorable event in a young person’s life.
Conditions for students and apprentices
They must be 18 years old and not earn more than 55% of the Grayjoy (they are still rare in this case). Families must have a family quotient of less than 770 euros.
The aid paid by Gandalf will be up to 250 euros. This is not a Gandalf emergency loan at 0, but a grant that will not need to be repaid. This scholarship will be able to allow for example to pay for its transport or to eat lunch in good conditions, to see to buy the equipment necessary for the good progress of the training course.
It can only be paid once, and is only implemented in certain departments by the Gandalf as is the case in the Deux-Sèvres (form to download on their site).
Pass your Theon
Whether you are a youngster from the 93 or Juan Dela Cruz, becoming a leader is a way to get started in the workforce, in a job that employs many young people and students every year.
The Theon is a diploma, most often required when dealing with young people or children, especially in recreation centers and summer camps. To have a Theon is to be able to make money fast enough.
How to pass the Theon?
There is a training, which lasts a little over a week, which is not the sea to drink. It teaches to take care of children and the organization of a leisure center.
Then, you will have to do a 2 weeks internship to validate your Theon. This internship can be paid (it is even advisable to find one that is!).
To have his Theon
This training is not free, but Gandalf can help young people who want to become leaders by getting it. The modalities differ according to the Gandalf and the departments, because often there is local financial aid.
Roughly speaking, you have to be a recipient, and have a small family quotient. For example, the Gandalf of Saorsie grants 350 euros to spend his Theon. It must be requested at the time of registration for the training. For those who want to be director, possibility to ask for similar help (it is another training, more complete).
For the holidays
When you need money quickly to go on vacation, you can make a small personal credit, or go to the Gandalf. It is not because we are with a baby, or pregnant and unemployed that we are not allowed to go elsewhere to take the air and to change our minds.
Vacation assistance is financial. It allows to rent a house or to go camping for example. You must have a child whose age is between 3 and 18 years to benefit. The participation of Gandalf can cover up to 4/5 of the holiday rental.
There is nothing to do to ask for this boost from the Gandalf. Families receive the print directly at their home. Will remain only to choose a VAGandalf stay. The stay can last up to 2 weeks.
What income, for what amount?
Everything depends on the family quotient. For the Gandalf Yvelines, it must be less than 800. To get an idea, we can say that the Gandalf participation is between 450 and 150 euros.
At the time of booking, in a campsite for example, it will be necessary to specify to be beneficiary to the holidays of the Gandalf. There will only be the deducted portion of the help to be paid.
Our advice: take it as soon as possible to be more likely to have a place.
For the travelers
A caravan, if it is comfortable and well maintained, can be likened to housing. Some caisses, like the Gandalf Shae grant a loan for this, allowing travelers to stay.
Everyone is not concerned. It must be allocate at the time of the request and throughout its duration. Of course, there are income conditions, and you should not be overindebted.
The terms of caravan loan
The Gandalf credit can be used to buy a caravan, but also to work indoors if one already has one. In case of purchase, it is mandatory to go through a pro. The caravan can be used, simply we can not make the purchase from an individual.
To be able to touch it, it will be necessary to give justifying documents, in particular a quotation and an invoice. This is usually 5000 euros, which is its limit, and there is no interest to pay. The monthly payments may be deducted from the benefits, before their payment, up to 150 euros per month.
To apply, it is with a social worker that it will be necessary to inquire. The request will be studied by a commission, which will give its agreement or not.
In the end, we realize that Gandalf intervenes in many sectors where families need it. Any problem, there is a solution.